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Questions
What is instant payday loan or faxless cash advance?
Offering paperless payday loans lenders provide their customers with an urgent financial aid that is required until the next payday. Instant payday advances are usually offered for a short period of time and allow borrowers to cover short debts, solve unexpected financial problems and get rid of bounced-check fees and late payment penalties. There are no doubts that faxless cash advance is a very effective financial solution.
Which purposes instant faxless payday loans are usually taken for?
As a rule, borrowers prefer to take instant cash advances when it is necessary to cover temporary debts connected with medical bills, electricity expenses, house or car repairing. However, cash can be used for other needs too. You can even have a great weekend, it doesn’t matter. Just remember that borrowers are free to spend no faxing payday loans as they desire.
What is the maximal amount guaranteed no fax payday loan can be applied for?
The answer to this question directly depends on the details you provided in online application. In average, it is possible to borrow the amount up to $1200. In case if a quick cash payday loan is repaid successfully the limit on your cash amount is raised up.
What factors influence payday loan fees?
Our fees are different depending on state and federal laws. The total cash amount and payment time period are also taken into account. The fees are varied between $25 and $30 per $100 borrowed. In case, the total cash amount is higher than $300 the fee will be approximately up to $75.00 to $90.00.
What requirements does a borrower have to meet?
It should be noted that unlike traditional cash advances the entire process of applying for instant payday loan is much easier. We don’t perform any credit checking procedures at all. The list of our requirements includes the following:
• a borrower must be US citizen at least 18 years;
• a borrower must have a regular income source of $1000 per month;
• a borrower must have a direct deposit account in the bank
What actions does the procedure of taking a quick cash payday loan include?
PayDay Good provides its customer with the maximum of comfort and simplicity. All that you need to do is to provide the necessary details and submit an online application form. Afterwards, simply relax and wait for loan’s approval. Make sure that your paperless payday loan will be approved on the next business day after an online application is submitted.
What details do I need to provide submitting an online application?
While applying for a faxless payday loan at PayDay Good you will be asked to provide name, address, bank account information, some employment details and picture identification.
Is instant payday loan application secure?
Respecting your privacy needs PayDay Good provides high level security. Make sure that your personal information and cash advance details are maintained in a safety mode. We apply 128 bit Secure Socket Layer (that is also known as SSL encryption) when transmitting data from client’s browser to our site.
Does PayDay Good have any application fees?
Make sure that we will never charge borrowers a fee to apply for instant payday loan.
Can I refuse from a quick cash advance after submitting an online application?
Yes, sure. The online form doesn’t obligate a borrower to take a loan. It is only a beginning of the process. Once an online form is submitted you can ask us additional questions and cancel your request at this stage. Afterwards, you will need to agree to terms and conditions and approve a loan in such a way.
Do you allow borrowers with bad credits to apply for a faxless payday loan?
The borrowers with a bad credit in the past also have a chance to get a payday loan at PayDay Good. Make sure that our managers will consider your application despite your being turned down by other companies.
Can a tenant apply for a paperless payday loan?
Yes, actually, it doesn’t matter if you are a tenant or a homeowner. Make sure that quick cash advances will be available for you.
Is it necessary to fax my details?
Working with clients PayDay Good gets all necessary information immediately.
Is it possible to get more than one cash advance at PayDay Good?
Working with clients PayDay Good gets all necessary information immediately.
Do you contact employers in order to get the necessary details on a borrower?
No, we do not. PayDay Good follows a strict confidentiality policy. Make sure that your personal information and loan data will never be disclosed to any third party. None excepting for you and lender will be notified about a loan and its details.
Is direct deposit required?
PayDay Good provides a borrower with a loan if paycheck is direct deposited only. It is considered to be the easiest way to offer a loan as soon as it is possible.
How long does it take to get a payday loan?
It usually takes no more than 30 minutes for an application to be processed. After getting an approval you will receive money on the next business day. All repayment dates will be scheduled in advance to help a borrower avoid bounced checks or missed deadlines.
Will I be informed about getting an approval?
Once your application is approved by a lender email notification will be sent to the email address specified. PayDay Good also reserves the right to make some changes to your loan approval until the time funds are deposited to your bank account.
When will my loan be due?
Depending on state and each individual case due date can be different. Thus, the next payday is usually varied between 8 and 25 days away.
Can I pay earlier?
Yes, just contact us to do this. In case you pay off a loan in advance the fee may be decreased.
What happens if a borrower can’t repay loan in time?
PayDay Good allows its customer to request loan extension in case they are not able to repay the full amount until the due date. There are the following payment options available:
• Pay the loan in full volume on the maturity date specified in the agreement between lender and borrower.
• Pay the finance fee and a portion of the principle on or before the maturity date.
• Pay only the finance fee on the maturity date.
How frequently can I be provided with a payday loan?
We are always ready to help our customers delivering the necessary cash amount in time. A payday loan is considered to be a short-term financial solution. So that we don’t recommend applying for quick payday loans repeatedly and try to solve continuing budgeting problems in such a way.
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